Author: Stephen

Just as there are hundreds of different types of personal bank accounts, these days there is a bewildering choice of business banking ones. The most basic is the standard business current account for the every day banking needs such as cash banking; sending and receiving payments. Most big high street banks also offer the business customer online banking; with their own debit and credit cards. They also now offer…

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Getting to grips with the language of business and making sure you sound the part is one way to get on the ladder of success in terms of helping to make acquaintances and contacts recognise your potential. Being able to hold one’s own in a group conversation helps the others in the group to think you are serious about the subject of business and making money. Particular phrases crop…

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The phrase smart money comes into the equation much more these days and it actually refers to good old fashioned capital invested by institutional investors such as central banks, hedge funds and very professionally knowledgeable market experts who possess superior information together with extensive experience in the field and significant resources. The market participants can influence market trends and are assumed to possess greater understanding of the market dynamics…

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There was a big case a few years ago of a huge multi national conglomerate with a small specialist outpost in deepest England that had some very sad and serious losses when their archives and documentation went up in flames during a fire at a dedicated storage depot. Unbeknown to this company when they took up this offer of ‘dedicated’ archive and document storage, the owners and operators were…

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It matters not what the business is. At some time or other there is going to be a need for storing things. Now this is where differences come in. Storing physical things and storing intellectual property, digital software, anything saved online, designs, drawings, secrets . . . . So there is a huge topic covered by one word. Storage. Let’s take physical and logistical storage – this is a…

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The beginning of a business enterprise can be very quietly achieved, the realisation that you have a product or service that could be sold to make money. Then the process of working out how to continue with this on a regular basis to ensure constant flow of goods out and cash coming in. In the real world, it’s slightly more involved than that. A business plan must be developed…

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In these uncertain days of difficult trading, crime sprees and all sorts of unimaginable horrors, having the right kind of insurance behind your business is one of the wisest actions any operation can take. There are many types of business insurance and they all have their purpose. Take pulic liability insurance for example. This covers any damage caused by your business to a third pary or their property. A…

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In the big world of business, it is very easy to disregard certain topics – insurance is definitely one of them. A start up entrepreneur could well have many other ideas buzzing about in their head and may not think about insurance for a second longer than necessary. But that can be false economy and we discuss here a few reasons why they may need to up their game…

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Taking care to ensure every type of insurance is considered and bought for the business can be one of the best decisions of a business leader’s life.   We have all heard of fires in industrial premises – batteries suddenly bursting into flames when in a recycling warehouse for example.  Commercial buildings cover would be expected to meet the cost of the resulting rennovations.   This policy would voer the business…

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